Written by Olabisi David
written for REGEN
A queen and more was so in love with a king and more. Everything check check
. But there was a problem.
The King and more had bad financial habits. He had zero credit worthiness. Quick to borrow but hardly pay back.
Shortly after their wedding, debtors came knocking. Unfortunately for the queen and more, she was always the one they met. Not one, not two, not even three.
She would tell him when he gets back, but he was quick to discard the information. More like “abeg leave them jare, they should come and dip their hands into my pocket and collect their money na”. He would laugh.
It was like action film, when one of the creditors came with police and got the queen and more arrested because her husband was nowhere to be found. It took family intervention to get her out. Such a shameful sight.
The widow of the son of the prophet almost lost her two sons to slavery because of debt (2Kings 4:1).
Need I tell you more how important it is to consider a person’s financial habit before committing to a future with them.
Some ladies’ extravagant spending has cost their husband the future he could have enjoyed.
Some men’s habitual betting and gambling lifestyle has put the family in a lifetime of poverty no matter how much he earns.
These are the issues.
One major aspect of a relationship/marriage that is so neglected is finance.
Everyone makes assumptions and then get the shockers of their lives on getting into the marriage.
Some ladies are so humble that they would rather not say anything about money so it doesn’t seem like they are materialistic. I laugh
Before you get committed, have the money talk and even importantly, put your eyes and ears on ground before you become oniduro for onigbese (ask your yoruba friend for translation)
Pay attention to red flags such as hiding financial information, trying so hard to look rich when they are not, neglecting financial responsibilities, excessive debt, making major financial decisions without you. All these and more are red flags.
You must know your partner’s opinion on;
-how family finance should be handled,
-budgeting,
-what’s priority to them when it comes to spending
-Investments
Without sentiment, you should be with people you are financially compatible with and by this I mean, people whose financial values align with yours.
Stay wise and prudent.
93David Ester Gloria, Pst Adepeju Olatunde and 91 others
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